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Viviana  Cenith
Viviana P., 29, lives in the town of Soledad, with her husband and 4 year-old son. She started her business, called "Tienda donde Raúl" many years ago when she saw the opportunity to run a store. Her husband lent her the money to rent it and to start selling groceries for the first time, since before that she had only sold cosmetics through specialized catalogs.

Through her management of the business, Viviana has been able to contribute to the household income that before came solely from her husband. Her dream is to buy her own house in order to establish a stable future for her son, who she dreams will become a successful professional.

Among her personal goals is to see her business become a well-stocked supermarket. She strives for this daily and is applying for her first loan with Fundación Mario Santo Domingo to increase her working capital. She plans to purchase a larger cooler than she currently has, and wants to purchase grocery stock with cash, thus earning cash discounts as well as volume discounts.
View original language description ↓
Viviana P. de 29 años vive en el municipio de Soledad con su cónyuge y su hijo de 4 años de edad, allí tiene un negocio llamado “Tienda donde Raúl” que inició cuando hace muchos años percibió la oportunidad de manejar una tienda y su esposo prestó el dinero para arrendarla, e iniciar la venta de víveres por primera vez pues en el pasado se había dedicado solo a vender productos cosméticos mediante guías especializadas, Con su gestión en los negocios Viviana ha logrado apoyar los ingresos de su hogar que antes solo estaban a cargo de su cónyuge. Su sueño es comprar su propia casa para definirle un futuro estable a su hijo, con el que sueña verlo convertido en un profesional de éxito; entre sus metas personales está en ver su negocio convertido en un multimercado bien surtido, por eso se esfuerza diariamente y está aplicando a su primer financiamiento con la Fundación Mario Santo Domingo para ampliar su capital de trabajo, comprar de contado, ganar descuentos por la compra en efectivo y en volúmenes de víveres y también de un enfriador de mayor capacidad que el que actualmente tiene.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 288
    View loans »
    Colombia Loans Fundraising
  • $13,892,025
    Funds lent in using Kiva
  • 1,795.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Viviana Cenith to purchase a larger cooler, and to purchase grocery stock with cash, thus earning cash discounts as well as volume discounts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 20, 2011
Listed
Apr 21, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2012