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Intihuatana Group
In this Group: Pascuala , Epifania , Gladys , Carmela Dolores , Paulina , Silveria *, Aydee Roxana , Marleni , Hector, Maria Mercedes , Maribel , Maria Del Carmen , Armanda
* not pictured
Pascuala is a member of the communal lender “INTIHUATANA”, located in Huaraypata, Quiquijana District, Quispicanchis Province, Cusco.
Pascuala is 38 and married, with two children, ages 18 and 14. She maintains a store and sells food and chicha in Huaraypata on a corner where many members of the community gather. The store also offers sweets, candy, cookies, beer, soft drinks and home-cooked food. She also sells food at a local school to serve the teaching staff; her husband is a cook and together they run the business to benefit their family. Pascuala seeks credit to increase her inventory and thus expand her sales.

Other members of the communal lending association sell flowers, which grow well in due to the pleasant climate of the region. Some raise domestic animals for market, and one member, Héctor, is a teacher, while two other members run small general stores.

Pascuala is grateful for the loan and is committed to prompt repayment according to lender terms.
View original language description ↓
La socia pertenece al banco comunal “INTIHUATANA”; Este banco está ubicado en el Poblado D. Huaraypata, del Distrito D. Quiquijana, provincia D. Quispicanchis y departamento D. Cusco.

La socia es la Sra. Pascuala: es casada y tiene 38 años D. edad; la socia tiene 2 hijos D. 18 y 14 años D. edad; la socia tiene como actividad principal la venta D. comida y chicha, la socia tiene una tienda en el poblado D. Huaraypata en una esquina en el que se reúnen todos los socios del banco comunal, en esta tienda la socia tiene una pequeña vitrina en el cual exhibe golosinas, galletas y todo tipo D. dulces, bebidas gaseosas y cervezas y esta tienda a su vez es una chichería, en la puerta antes D. ingresar a esta tienda la socia tiene una meza en la cual lleva ollas y venD. comida casera, generalmente la socia elabora comida casera y en tapar los lleva al colegio para ser vendida a los maestros del plantel D. estudios, el esposo D. la socia es cocinero y trabaja directamente en la región y ambos cuando están juntos se dan la mano para que prospere sus negocios y puedan educar a sus hijos. La socia solicita el préstamo para invertir en la compra D. insumos para mejorar sus negocios.

Los otros socios del banco comunal se dedican a la venta D. flores porque este poblado por el bello clima que tiene da flores D. todo color y ellos pueden realizar un mercado a base D. esto, también los socios se dedican a al crianza D. animales menores como cuyes, pollos, chanchos, patos, el socio Héctor es maestro, y otras dos socias tiene sus tiendas D. abarrotes.

La socia está muy agradecida por el préstamo y se compromete a cumplir con los pagos D. dicho préstamo D. forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Intihuatana Group's $3,900 loan helped a member to buy inventory for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 18, 2011
Apr 22, 2011
Currency Exchange Loss:
Feb 15, 2012