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This is 42-year-old Soa S.. She is married and has three children. She has two additional dependents who are sons of her elder brother.

For the past 11 years, Soa has been selling slippers, plastic bowls, cotton, ladies dresses, mobile phones, etc., in Freetown city. She began this business because she was inspired by the successes of her aunty in the same type of business and believed that the business could be a means of helping her husband provide a livelihood for their family.

She opens her business six days a week and 12 hours a day. She would like a loan in the amount of 4,000,000 Sierra Leone leones. Sao requires a loan in order to buy a bale of wax cotton at Le 2,300,000; assorted plastic bowls at Le 1,500,000; and ladies dresses at Le 1,000,000. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,325.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sao to buy bales of wax cotton, plastic bowls and ladies dresses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 20, 2011
Currency Exchange Loss:
Feb 15, 2012