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Nino C. is 49 years old. She is married and lives with her husband and two sons, ages 17 and 19 years old. The elder son is a high school student and the younger one goes to school. Nino and her family live in Lechuri village in Telavi district.

Nino has a grocery shop in the village. The shop is small but they have quite a good assortment of products. Nino’s husband is a joiner and he makes bee hives and frames for the bee hives. The family has 51 bee hives with bee families. All bee hives were constructed by Nino’s husband. The gathered honey is sold locally. The total income of the family is 900 laris per month.

With the requested loan, Nino and her husband plan to cultivate a plot of the land (1 ha) and sow maize. The harvested corn will be sold locally. The income from this activity will be used for further expansion of their grocery shop and the beekeeping business.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nino to purchase materials for cultivating her land.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 18, 2011
Apr 20, 2011
Currency Exchange Loss:
Oct 15, 2011