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Luisa Isaias
Luisa Isaias N. was born in the city of Maputo, in the Province of the same name, in southern Mozambique. She is married. She only completed school through the 3rd grade because her parents did not allow her to continue. She lives in her own home with her family and also supports 2 nephews who live with her.

She left Maputo for Boane when she got married. She has had her own business for more than 26 years. She does not have any employees and earns about 3.000.00mt per month. She has help from her husband who receives a pension from an industrial company. The money covers household expenses and she saves some monthly in her bank account.

She has never had loans in other banks. She learned about Hluvuku through a conversation with friends who are also clients of the organization. This is her third loan with Hluvuku, in the amount of 15.000.00mt. She will use the loan to purchase products (cooking oil, rice, soap, beans, etc.) to increase her inventory. Her prior loans were for 7.000.00 and 10.000.00, both of which were used for her business.

She promises to make her payments on time in order to have access to other loans in the future. She plans to request new loans to build a shop and no longer sell her products in the streets.
View original language description ↓
Luisa Isaias N. nasceu na cidade da Maputo, Província de mesmo nome, sul de Moçambique casada. Fez somente 3ª classe nao continuou porque os pais nao a deixaram continuar. Vive na casa própria com a sua família e sustenta 2 sobrinhos que vivem com ela.

Saiu de Maputo para o Distrito de Boane quando se casou, tem um negocio proprio que desenvolve ha mais de 26 anos. Não possui nenhum empregado e tem um rendimento mensal de cerca de 3.000.00mt e conta com ajuda do marido que tem a pensao da companhia Industrial este valor aplica nas despesas de casa e consegue poupar uma parte mensalmente em sua conta bancaria.

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de conversa com suas amigas que são clientes desta instituição. Este é o seu terceiro empréstimo na Hluvuku no valor de 15.000.00mt com o qual pretende comprar produtos (oleo alimentar, arroz, sabao, feijao e outros) para aumentar a quantidade da sua mercadoria. Os emprestimos anteriores foram de 7.000.00 e 10.000.00 e ambos foram aplicados para o comercio.

Compromete se a pagar devidamente para poder aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para construir um estabelecimento comercial para deixar de ser vendedora ambulante.


About Mozambique

  • $1,389
    Average annual income
  • 16
    View loans »
    Mozambique Loans Fundraising
  • $2,308,850
    Funds lent in using Kiva
  • 31.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Luisa Isaias to purchase products (cooking oil, rice, soap, beans, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2011
Listed
Apr 25, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 16, 2012