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Audencia Zaqueu
Audencia Zaqueu M. was born in the city of Maputo, in the province of the same name, in southern Mozambique. She is a single mother of two children ages 22 and 25, who are still in school. She only completed school through the sixth grade because her parents did not have the financial resources for her to continue. She lives in her own home with her family and does not support anyone else.

She has never lived anywhere other than Maputo. She has had her own business out of her home for more than 6 years. She does not have any employees and she earns around 6.000.00mt to 7.000.00mt per month, which she uses for household expenses. She also saves some of her monthly earnings in her bank account.

Audencia has never had loans in other banks. She learned about Hluvuku through friends who are also clients. This is her second loan with Hluvuku, for 20.000.00mt, which she will use to purchase products (wardrobes, tables, chairs, shelves, dressers, etc.) to increase her inventory. Her prior loan was for 15.000.00 and was used for her business.

She promises to make her payments on time in order to have access to other loans in the future. She plans to request new loans to build a hair salon and a bank.
View original language description ↓
Audencia Zaqueu M. nasceu na cidade da Maputo, Província de mesmo nome, sul de Moçambique solteira e mãe de 2 filhos de 22 e 25 anos de idade todos ainda vao a escola. Fez somente 6ª classe nao continuou porque os pais nao tinham condicoes financeiras para ela continuar. Vive na casa própria com a sua família e nao sustenta mais ninguem para alem da sua familia.

Nunca saiu de Maputo, tem um negocio proprio em sua casa e desenvolve ha mais de 6 anos. Não possui nenhum empregado e tem um rendimento mensal de cerca de 6.000.00mt a 7.000.00mt por mês que aplica nas despesas de casa e consegue poupar uma parte mensalmente em sua conta bancaria.

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de seus amigos que são clientes desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 20.000.00mt com o qual pretende comprar produtos (Guarda fatos, mesa, cadeiras, estantes, comodas e outros) para aumentar a quantidade de seu stock. O emprestimo anterior foi de 15.000.00 e foi aplicado para o comercio.

Compromete se a pagar devidamente para poder aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para construir um salao de cabeleirero e uma banca comercial.




About Mozambique

  • $1,389
    Average annual income
  • 21
    View loans »
    Mozambique Loans Fundraising
  • $2,379,100
    Funds lent in using Kiva
  • 31.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Audencia Zaqueu to purchase products (wardrobes, tables, chairs, shelves, dressers, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2011
Listed
Apr 25, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012