This is Lucita D., 68. Lucita is a high school graduate. She is a widow with two children who are helping her in the business. She lives with her sons and grandchildren in LD subdivision, Tala, Caloocan City, Philippines.
Lucita manages a glass/aluminium workshop located along the national highway, where her son is the chief worker, along with two other assistants. Lucita deals with customers while her son and her two other employees do the hard work. Their shop fabricates and installs aluminium and glass doors, windows and building panels. They earn an estimated net income of around 12,000 Philippine Pesos (PHP) a month.
To help her continue operating her business, Lucita is requesting a 30,000 PHP loan. She plans to use this loan to buy more materials needed as requested by the customers. She expects a boost in her income through this loan.
Lucita dreams that her business will be successful and wants to open another branch to generate employment in her local community. She prays for good health and a peaceful, happy life for her family. As a CCT community partner, she faithfully attends the group's weekly fellowship* meeting where she can also draw strength and inspiration from the word of god she receives.
*All CCT community members are organized into fellowship groups composed of 15 to 30 community partners that meet on a weekly basis. The fellowship groups gather to study the word of god, build social capital and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.