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Flor De Pachawacan Group
In this Group: Margarita , Maria , Irma , Marcelina , Teodora , Santos , Reyna , Felipa , Carmen , Alejandria
Irma T. A. is 26 years old. She didn't have the opportunity to attend school. She has four children and three of them are in school.

Irma does house work and also knits. She has been doing this for eight years. She started out making small knitted items and now she knits jackets. She has the support of her husband who is a salesman. Irma decided to organize this group in order to request a loan which she could invest in her business as working capital, buying raw materials: thread and yarn. These are very important materials for making her jackets.

The other members of this group work in a variety of businesses including: selling sewing supplies, raising animals, selling flowers and making candles. They are all hoping to improve and grow their businesses.
View original language description ↓
Irma T. A., tiene 26 años D. edad, no tuvo la oportunidad D. estudiar, tiene 4 hijos y 3 D. los cuales estan estudiando, se dedica a oficios doméstico, y tambièn a la tejeduría, trabajo que viene realizando desD. hace 8 años, inició elaborando pequeños tejidos y ahora teje chamarras, cuenta con el apoyo D. su conyugue quien es comerciante. DeciD. organizar un grupo para poder solicitar un préstamo que le servirá para invertirlo como capital D. trabajo, para la compra D. materia prima: Hilo y lana lo cual es un material muy importante para la elaboración D. chamarras. Las integrantes D. este grupo también se dedican a diferentes actividades productivas como: venta D. mercería, crianza D. animales, venta D. flores, y la elaboración D. candelas. Esperan ver su negocio mejor y mas granD..

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 96
    View loans »
    Guatemala Loans Fundraising
  • $9,959,450
    Funds lent in using Kiva
  • 7.6
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Pachawacan Group's $1,975 loan helped a member to buy material for making jackets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 11, 2011
Apr 21, 2011
Currency Exchange Loss:
Nov 15, 2011