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Josefina
Josefina is a member of the "SAN MARTIN DE ZURITE” community bank which is located in the town of Zurite, in Anta province, in Cusco department.

Josefina is 30 years old, lives with her partner, and has two children aged 8 and 1 year and 8 months. Josefina buys and sells animals. She buys guinea pigs, chickens and other kinds of poultry. She buys the animals when they are babies, raises them, feeds them with balanced animal feed and then, once they have grown, she sells them wholesale. The animals reproduce and thereby make her a profit. Josefina would like to buy 20 chickens and 20 guinea pigs to raise, feed, breed and finally sell the oldest animals wholesale. She sells her animals in the town market and also distributes them to different businesses. She is requesting this loan to invest in buying young animals.

Josefina appreciates the loan that she has been granted and is grateful for it. She pledges to make her repayments in a disciplined manner.
View original language description ↓
La socia pertenece al banco comunal “SAN MARTIN DE ZURITE”; Este banco está ubicado en el Poblado de Zurite, provincia de Anta y departamento de Cusco.

La Sra. Josefina, es conviviente y tiene 30 años de edad, tiene 2 hijos de 8 y 1 años y 8 meses; La socia se dedica al negocio minorista de compra y venta de animales menores, la socia compra cuyes, pollos y todo tipo de aves de corral, la socia se encarga de comprar los animales cuando son bebes los cría y alimenta con comida balanceada, una ves que estos alcanzan su madures, ella los vende al por mayor, estos se reproducen y así se genera la ganancia, la socia desea comprar 20 pollos y otro tanto de cuyes para la crianza, alimentación, reproducción y venta final al por mayor de los más adultos, ella los vende en la feria del pueblo y también distribuye en los diferentes negocios, la socia solicita el préstamo para invertir en la compra de animales menores.

La socia valora y agradece el préstamo otorgado y se compromete a cumplir con el pago de sus deudas de forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Josefina to invest in buying animals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2011
Listed
Apr 19, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2011