Her husband's name is A. and he is a security guard. She is the mother of one son who is a bus conductor. He couldn’t get an education due to the family's poor financial conditions and started work at an early age to financially support the family.
To help support her family financially, Bashiraan runs a grocery store adjacent to her home. She has applied for a loan from Kiva partner Asasah to buy groceries for her grocery store. She started this business 5 years ago and has managed to attract a good clientele base in her area because she offers them quality goods at cheap prices
She is a regular loan user of Asasah and this is her 3rd loan application. In previous loan years, she has maintained a good credit behavior and never missed any meeting.
Note: In the photo, the lady raising her hand is Bashiraan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid