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Saira's Group
In this Group: Saira, Nasreen, Razia, Nusrat, Rubina
Saira got an education up to 10th standard, but couldn’t get higher education due to her parents' poor financial conditions. She got married 10 years ago to K. A. who operates a detergent-sales business. He used to wash clothes.

Saira has given birth to four children. Three of them are enrolled in a local school and getting their education while her youngest one is only two years old. She herself is a housewife who stays at home and does her household responsibilities. She is also a very caring mother and takes care of her children very well.

She has applied for a loan from Kiva partner Asasah for the improvement of her husband’s business. Using the loan, her husband will buy washing powder in bulk quantity to sell and to increase his profits. He has been operating this business for the past 10 years and Saira is hopeful that after investing the loan into his business, her husband will be able to improve the financial condition of his business further.

She comes from an industrial city of Pakistan known as Faisalabad. She lives there in a 2-room brick house in the area of Daood Nagar. She moved here after her marriage 10 years ago.

Note: In the photo, the lady raising her hand is Saira.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 251
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 84.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saira's Group's $1,075 loan helped a member to buy detergent for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 15, 2011
Apr 19, 2011
Currency Exchange Loss:
Apr 15, 2012