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Zulema is 26 years old and has lived with Héctor for four years. They have a daughter named Sharmely who they take care of in their own home in the village of Tapo. Zulema earns her living through farming. She has her own land located outside of the community. Her main crops consist of potatoes, beans, peas, and corn. She has three years of experience farming and what she enjoys most about her work is passing on the knowledge she gained from her parents. Zulema also says that she partners with another woman with whom she shares the costs of seeds, compost, and fertilizers used for their crops. However, what gives her the most enjoyment is taking care of domesticated animals such as guinea pigs. She sells the animals at a good price at the standard market in the city of Tarma, the place where she receives her orders.

Zulema is a member of the Santa Rosa Communal Bank. This is her third loan with MFP, the organization that has provided her with opportunities to make progress. She will invest the loan she requested in the purchase of two medium-sized bulls that she will care for and fatten so that she can sell them later at a better price.

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Zulema, de 26 años; convive desde hace 4 años con Héctor, con quien tiene una hija llamada Sharmely, a la que cuidan en su casa propia ubicada en el caserío de Tapo. La actividad a la que se dedica es la agricultura, el cual lo realiza en sus propios terrenos ubicados a las afueras de la comunidad. Sus principales sembríos constan de papa, habas, arveja y maíz; ya tiene 3 años de experiencia y lo que más le gusta de su trabajo es poder trasmitir el conocimiento que le heredaron sus padres. Asimismo afirma que siembra en sociedad con una señora, con quien comparte los gastos de semilla, abono y fertilizantes que requiere sus cultivos; pero lo que más le agrada es el cuidado de animales menores, como cuyes; los cuales comercializa a un buen precio en el mercado modelo de la ciudad de Tarma donde vende de acuerdo a los pedidos. Ella pertenece al banco comunal “Santa Rosa”, y este es el tercer crédito que tiene con MFP, donde oportunidad de progreso que le brindan. Zulema, invertirá el crédito solicitado en la compra de 2 toros medianos, los cuales cuidará y engordará para luego comercializarlo a un mayor precio.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Zulema to purchase two bulls for fattening.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 13, 2011
Apr 23, 2011
Currency Exchange Loss:
Nov 15, 2011