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Alejandra
Alejandra is part of the “Newen” communal bank belonging to the city of Temuco. She’s been a Seamstress for 12 years. She works at home; she has a workshop there with six sewing machines. Alejandra works alongside her sister. Her customers are schools, doctor’s offices and firms as well as private customers. Alejandra has adequate publicity for her services because she has a web page on the Internet where here creations appear. Her customers request her services year round but her weakest months are January and February which correspond to summer vacation. She buys her supplies at a sewing supplies store and she bought her sewing machines at a department store. She will use the loan to buy an overlock sewing machine as well as an edger. Her goal is to buy an embroidery machine.

Her dreams on a personal level are to buy a house of her own and to continue to pay for her daughters’ education. This is where her motivation to continue in business comes from. Alejandra lives with her husband and two daughters who are 15 and 10 years of age. Both go to private school.

Alejandra is very happy and grateful for the help provided by Fondo Esperanza because she was able to use the loan to invest in the business. Besides, she attends communal bank meetings and participates very actively because the meetings are very enjoyable. Together with this she took a sales course, acquiring learning that she was able to apply to her business.

Temuco is the capital of the La Araucanía region. The city is located 670 kilometers south of Santiago (capital of Chile). In its surroundings are a series of lakeside spas (Pucón, Villarica) and a showy native flora and fauna concentrated in nearby natural parks. It’s worth stressing that 50% of the Mapuche, indigenous people existing in our country, lives in this region.
View original language description ↓
Alejandra forma parte del banco comunal “Newen” perteneciente a la ciudad de Temuco.
Ella se dedica al corte y confección de ropa, desde hace 12 años. Trabaja desde su casa, ya que ahí tiene su taller con 6 máquinas de coser, además Alejandra trabaja junto a su hermana. Su clientela son colegios, consultorios y empresas, además de clientes particulares. Alejandra cuenta con la publicidad necesaria para ofrecer sus servicios, ya que tiene una página de Internet, en la cual aparecen sus costuras. Sus clientes solicitan sus servicios durante todo el año, sin embargo la temporada más baja es durante los mese de enero y febrero correspondiente a las vacaciones de verano.
Su mercadería o insumos, los compra en una tienda de costuras y las máquinas de coser las compró en una tienda comercial.
Con el préstamo comprará una maquina de coser (overlook), además de una orilladora.
Su meta es comprar una maquina para bordar.
Sus sueños a nivel personal son obtener su casa propia y seguir costeando los estudios de sus hijas. De aquí las motivaciones de continuar con el negocio.
Alejandra vive junto a su esposo y sus dos hijas de 15 y 10 años de edad. Ambas estudian en colegios particulares.
Alejandra está muy contenta y agradecida de la ayuda otorgada por Fondo esperanza, ya que con el préstamo ha podido invertir en su negocio, además asiste a las reuniones del banco comunal y participa con mucho ánimo, ya que éstas son muy gratas. Junto con esto realizó un curso de ventas, aprendizaje que ha podido incorporar en su negocio.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile). En sus alrededores se ubican una serie de balnearios lacustres (Pucón, Villarrica) y una flora y fauna nativa muy llamativas, concentrada en parques naturales cercanos. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 470.9
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Alejandra to buy an overlock sewing machine.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2011
Listed
Apr 18, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 15, 2011