Herbert K. K. is sixty years old and is married to a business lady. They have three children aged between 33 and 28 years old. His business is located at the busy Likoni market in Mombasa, Kenya. Mombasa is the coastal region of Kenya and is well known for its many many tourist attractions, not forgetting the Indian ocean white beaches.
He sells fruits and vegetables to the local people. He has operated this business for the past twelve years. He says that this business is profitable and the major challenges he faces are financial constraints. However, he works very hard to keep his business doing well. He is using his loan of Kes 60,000 to buy fruit and vegetables to expand his business. He hopes to be a wholesaler in the future. He also hopes to get permanent premises from which to run his business. He describes himself as determined and patient.