Murman lives in the village of Kokotauri, Keda district. He is married and has two children – a 15-year-old son and an 11-years-old daughter; both of them go to school. Murman’s family consists of six persons – Murman, his wife Natela, their two children, Murman’s sister and his father, who is retired.
The total income of the family is 1000 Laris per month. A small part of this amount is the social assistance given to the Z. family by the Georgian government, as a family living below the poverty line. The biggest part of their total income comes from agricultural activities. In particular: three milk cows, the dairy products of which are sold locally. Besides, they have a plot of land with an area of 1 ha, where vegetables are grown. Also the family grows different types of fruit, which is sold locally.
With the requested amount Murman plans to build a small greenhouse, where vegetables will be grown. This will allow Murman to grow more and better quality vegetables and sell them, which will be positively reflected in the family income and family living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.