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This is 39-year-old Isatu K.. She is married and has three children aged 5, 7 and 11 years.

In 2000, Isatu K. established her gara clothing business. (Gara is a traditional dyeing technique.) She began her business with a small amount of capital provided by her husband.

Isatu opens her business at 7 a.m. and closes by 6 p.m. every day except Sunday. She earns about SLL 350,000 every month from this business.

She would like a loan in the amount of SSL 4,500,000. Isatu requires a loan in order to buy raw materials to produce gara clothing. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 300,000.

Isatu intends to use the proceeds from this loan to pay the school fees for her children and help her husband provide a livelihood for their family. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,305.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Isatu to buy raw materials to produce gara clothing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 8, 2011
Apr 17, 2011
Currency Exchange Loss:
May 16, 2012