She also prepares embroidered dresses for her neighborhood clients but her primary business is selling ready-made clothes. She is also a responsible mother. She takes care of her children and does her household work very well. She has given birth to two sons and a daughter. Her eldest son works as a compounder in a medical clinic. Her remaining two children are enrolled in a local school and are getting their education.
She has applied for a loan from Kiva partner Asasah for her own business because she wants to improve it further. With the loan, she will buy ready-made garments in bulk that will not only cut the cost of travelling but also allow her to offer more variety to her clients to earn better profits. Rehana has good experience in her business. She hopes that she will be able to make her business more profitable after investing the loan in it. She is a resident of a small city called Kot Radha Kishen located in the Punjab province of Pakistan. She lives there in a three-room brick house with her family.
Note: In the photo, the lady with a book (called Asasah Passbook) is Rehana.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid