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Mariela Viviana
Ilusiones community bank meets every 15 days in a residential complex called El Progreso in the city of Portoviejo. This is a densely populated, marginalized urban zone known as the prison sector because it is where the Portoviejo women's prison is located.

María Duran is a 31-year old single mother. Her son is 10 years old and attends primary school. They live with María's parents. María has been part of this banking group since it began. She likes it because the loans have enabled her to finance her business, to earn enough to cover her college tuition, and to provide her son with the best.

She is a secretary at a local business and also a clothing vendor. She sells women's underwear, perfume, and sheets to her co-workers. In the evenings, María sells her products to acquaintances and friends in her neighborhood, offering items on credit for weekly or bi-weekly repayment. She gets her perfumes and lotions from her aunt in the U.S. and buys her clothing and sheets in Guayaquil once a month. María has been running this business for four years.

This loan is to pay for her next shipment of perfume. María's dream is to one day own her own house.
View original language description ↓
En la ciudadela El Progreso de la ciudad de Portoviejo se reúne cada quince días el Banco Comunal Ilusiones, esta es una zona urbano marginal muy poblada en esta ciudad.se la conoce como el sector de la cárcel ya que en esta zona queda la cárcel de mujeres de Portoviejo.

En este lugar conocimos a la señora María Duran. Tiene 31 años de edad y es madre soltera de un niño de diez años de edad que estudia en escuela, ella vive en la casa de sus padres. Está en el Banco Comunal desde el inicio y le gusta porque a través de los créditos ella ha podido financiar su negocio, ganar lo suficiente para terminar sus estudios superiores y darle lo mejor a su hijo.

Es secretaria de una empresa y también es comerciante, vende ropa interior de damas, perfumes y sabanas. Trabaja todos los días, les vende a sus compañeros de trabajo y en las noches recorre y ofrece sus productos a conocidos y amigos del sector, entrega la mercadería a crédito y cobra por semana o por quincena de acuerdo a como prefieran sus clientes. Lo que es perfumes y cremas le envía una tía de Estados Unidos, la ropa y las sabanas compra en Guayaquil una vez al mes. Lleva 4 años dedicada a sus actividades comerciales.

Este crédito es para pagar el próximo envío de perfumes que le llega.

Su sueño es tener casa propia.

About Ecuador

  • $10,200
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Mariela Viviana to buy perfume for business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 4, 2011
Listed
Apr 17, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011