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Miguela
Miguela is 39 years old and for the past 19 has lived with husband Edgar, with whom she has five children. With a lot of effort and hard-work she has been able to educate and make headway for her children. Now she lives with three of them in her own home located in the village of Huanchan. She feels happy and very content that her main source of income for the past 18 years has been agriculture and livestock. Her principal crops are potatoes, peas, corn and ulluco, and she tends to them with a lot of dedication as she anxiously awaits the harvest season in May when she can sell her product to the buyers who come in from the town of Huasahuasi. "Now I am planting lima beans and peas, which I will harvest in the upcoming months," Miguela says. Likewise, she is thankful for the milk that her seven cows provide, from which she makes cheese that she sells at the Sunday market in the city of Tarma. The main difficulty she has is a lack of capital since she has to invest the little money she has into agriculture, where she must wait months to make a return on her investment. She belongs to the "Unión Huanchan" community bank and she shares many enjoyable moments with her fellow members. This is her fifth loan with Kiva partner MFP. Miguela does not have land of her own, so she will use the loan to rent for the year the lands where she plants her different crops. She also plans to purchase some sacks of fertilizer to spread amongst her pea crops.
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Miguela tiene 39 años; convive con con Edgar, con quien tiene 5 hijos que con mucho esfuerzo y trabajo logró educar y sacar adelante a sus hijos. Ahora ella vive con 3 de sus hijos en su casa propia, ubicada en el caserío de Huanchan. Cuenta feliz y muy contenta que su principal sustento económico desde que tenía 18 años es la agricultura y ganadería. Sus principales cultivos constan de papa, arveja, maíz y olluco, los cuales cuida con mucha dedicación pues espera ansiosa la campaña agrícola que se da en el mes de mayo, para poder vender su cosecha a los intermediarios que llegan al pueblo de Huasahuasi. “Ahora tengo sembrado habas y arveja, que cosecharé entre los próximos meses”, afirma. Asimismo gracias a la leche que le brinda las 7 vacas que posee, elabora queso, el cual comercializa en la feria que se realiza los días domingos en la ciudad de Tarma. La principal dificultad que tiene es la falta de capital de trabajo pues tiene que invertir el poco dinero que tiene en la agricultura, donde tiene que esperar meses para ver las ganancias obtenidas. Ella pertenece al banco comunal “Unión huanchan”, y este es el quinto crédito con MFP, donde comparte momentos agradables con los integrantes de su asociación. Miguela, carece de un terrenos propio, por ello con el crédito pagará un alquiler anual por los terrenos donde siembra diferentes productos, asimismo comprará varios sacos de abono orgánico para esparcir entre sus cultivos de arveja.

About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $57,388,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD