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Cristo Campesino Group
In this Group: Julia , Felicitas, Angelica , Vicentina, Juliana , Edith Arminda , Nehuarto , Katty Angela , Francisco , Johann*
* not pictured
The "Cristo Campesino" community bank is located in the village of Huacaytaqui, province of Quispicanchis, department of Cusco, Peru. One of the members is Vicentina, a 40-year-old divorced mother of two children. She runs a small general store, selling primary-need products such as sugar, rice, milk and other items. She also sells notebooks, erasers and all kinds of school supplies. Her store has been in the San Sebastián neighborhood in the city of Cusco for the past six years. Vicentina travels constantly to her native Huacaytaqui and leaves her children in charge of the store when she is away. She is requesting the loan to purchase primary-need products and in this way stock her store. The other members of the community bank make a living in teaching, raising small animals, farming, raising livestock, selling bread, selling candy, providing dry-cleaning and laundry service, and raising animals to fatten and then sell. The members value and are grateful for the loan and promise to make their payments on time.
View original language description ↓
La socia pertenece al banco comunal “CRISTO CAMPESINO”; Este banco está ubicado en el pueblo D. Huaccaytaqui, en la provincia D. Quispicanchis, departamento D. Cusco.

La Sra. Vicentina, es separada y tiene 40 años D. edad, ella tiene 2 hijos; la socia tiene una tienda pequeña D. abarrotes, ella venD. productos D. primera necesidad como azúcar. Arroz. Leche, entre otros, también venD. cuadernos, borradores y todo lo referente a útiles escolares. La socia tiene su tienda en el barrio D. San Sebastián ella tiene su negocio en la ciudad del Cusco desD. hace 6 años. La socia viaja constantemente a su tierra natal Huaccaytaqui, y deja su negocio con sus hijos para su atención mientras ella está D. viaje, la socia desea invertir el préstamo en la compra D. productos D. primera necesidad y D. este modo abastecer su tienda abarrotes.

Los otros socios del banco comunal se dedican a la docencia, crianza D. animales menores, agricultura, ganadería, venta D. panes, venta D. caramelos, atención en una tintorería, lavandería, crianza D. animales para el engorD. y venta final.

La socia valora y agradece el préstamo otorgado y se compromete a cumplir con el pago D. sus deudas D. forma disciplinada.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Cristo Campesino Group's $1,525 loan helped a member to purchase primary-need items to stock store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2011
Listed
Apr 15, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011