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Josephine K. N. is single and has ten children, four of whom are in school. She also takes care of her brother in law. She lives in the Nsooba Kyebando neighborhood in the city of Kampala, Uganda. Josephine lives in a home that she owns; she has access to electricity and piped water. Her major monthly expenses include food and school fees.

Josephine is a tailor. She has been in this business for eight years, and she works six days out of every week. Josephine sells her products from home. She also generates additional income through renting rooms. The main business challenges for Josephine include transportation and defaulters.

Josephine has requested a loan of 1,000,000 UGX from MCDT SACCO, which she will use to buy more rolls of material and and an overlock machine. Her goals and aspirations for her business are to own a tailoring school and also to build more rental rooms.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 289
    View loans »
    Uganda Loans Fundraising
  • $31,090,750
    Funds lent in using Kiva
  • 2,350.0
    Uganda Shillings (UGX) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $450 helped Josephine to buy more rolls of material and an overlock machine.
99% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Apr 15, 2011
Currency Exchange Loss:
Oct 20, 2011