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Sarwar's Group
In this Group: Sarwar , Naseeran, Shagufta Parveen, Zubaida
Sarwar belongs to Pakpattan, which is a small city in Pakistan known for its agriculture and dairy industry. She has been living there in the area of Maday shah with her family in a three-room brick house for the past 20 years. Her husband’s name is M. D. and he operates a Punjabi food restaurant business. He sells local traditional food like Daal Chawal (made with chickpeas and served with rice and pickle), chicken and bread. He has a good number of clients due to the good quality and taste of the food. Sarwar is the mother of a son who is married and 28 years old. He helps his father in his business. Sarwar is a very good housewife and does her household responsibilities very well. She also assists her husband in his business by preparing food.

She has applied for a loan from Kiva partner Asasah for her husband who wants to further improve his business. With the loan, he will buy flour, chickpeas, cooking oil, spices, etc to prepare good quality food and to increase his profits. He has been operating this business for the past five years and Sarwar is hopeful that the loan will help him grow his business and make better profits. She is a regular loan user of Asasah and this is her second loan application. She has established a good credit record with her previous loan and attended every meeting.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 84.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarwar's Group's $1,025 loan helped a member to buy ingredients such as flour, chickpeas, cooking oil and spices.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 12, 2011
Apr 15, 2011
Currency Exchange Loss:
Apr 15, 2012