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Kertha Bakti Group
In this Group: Ni Luh, Ni Made , Ni Wayan, Ni Wayan, Ni Ketut, Ni Ketut, Ni Wayan, Ni Ketut, Ni Wayan, Ni Luh, Ni Luh, Ni Nengah, Ni Nengah*, Ni Ketut*, Ni Komang
* not pictured
Ni Luh T. and all members of the Kertha Bakti group continue taking out loans for their third period. For this loan, two members could not attend the meeting because of some reasons. A person on behalf of Ni Nengah W. who is on Sumbawa and one person is in the photo on behalf of Ni Ketut W. who was sick.

Ni Luh T. is getting a loan Rp.1,500,000. This loan is now used to buy three piglets. Currently the price of piglets is very expensive; one piglet costs Rp. 400,000. Ni Luh T. spent Rp. 1,200,000 for piglets and she is paying for the feed from the profit on earlier sales. Every month she spends Rp. 500,000 for food, water, electricity and for her children.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,975
    Funds lent in using Kiva
  • 8,653.0
    Indonesia Rupiahs (IDR) = $1 USD