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Belen Group
In this Group: Dina , Felicia , Lourdes , Juana , Gladys , Rocio, Felipa , Nelba , Sonia , Norma , Juana , Sarita , Celia , Norma , Maria , Judith , Yolanda
The Belén communal bank is in its 14th cycle. The bank members sell cereals, small farm animals, groceries, cheese; some weave sweaters and are seamstresses.

The group President is Juana, 53. She’s married and has four children (15, 14 and 11 year old twins). She’s a merchant and is asking for a 1050 sol loan to buy cereals. Juana travels to the Seccelambras market Thursdays to buy the cereals there that she then sells to housewives in Ayacucho. Sometimes she sells them herself in her stand. On days she doesn’t travel to the markets, she sells cereals, potatoes, dehydrated potatoes, peas or seasonal vegetables in the little market near the cemetery. On Sundays she sells at the San Juan Bautista market.

She joined FINCA Peru thanks to an invitation from a promoter. She likes it because of the ease in getting loans and because she can save; she also likes learning at the training sessions. Her dream is that her children become professionals and that her business continues to make progress.
View original language description ↓
El banco comunal Belen, esta en el 14 ciclo. Las socias del banco se dedican a L. venta D. cereales, animales menores, venta D. abarrotes, venta D. quesos, tejido D. chompas, y a L. costura. L. presidenta para este ciclo es Juana, tiene 53 anos, es casada, con 4 hijos D. (15, 14,y mellisos D. 11 anos). Es feriante solicita un credito D. S/. 1 050.00. El credito que solicita lo invertira en L. compra D. cereales. Juana viaja a L. feria D. Seccelambras los dias jueves ahi compra los cereales y los venD. en Ayacucho a sus caceras a veces los venD. elL. misma en su puesto. Los dias que no viaja a L. ferias venD. cereales, papas, choclos, arvejas o verduras D. temporada en el mercadillo cerca al cementerio. Los dias domingos venD. en L. feria D. San Juan Bautista. Ingreso a FINCA Peru, por L. invitacion D. L. promotora, le gusta por L. facilidad en los creditos y pueD. ahorrar, aprenD. en las capacitaciones. Su sueno es que sus hijos sean profesionales que tengan mejores oportunidades que elL. y que su negocio siga prosperando.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Belen Group's $4,325 loan helped a member to buy cereals.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 14, 2011
Apr 15, 2011
Currency Exchange Loss:
Sep 15, 2011