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Rafiqan's Group
In this Group: Rafiqan , Naziran, Najma Parveen, Sumera, Kalsoom
Rafiqan is the wife of K. M. and lives in a small city called Jaranwala in Pakistan. Jaranwala is a city known for its agriculture industry.

A caring lady, Rafiqan stays at home and carries out her responsibilities as a housewife. Besides her household work, she also helps her husband in his dairy business. They both get up early in the morning, get milk from the buffalo, and then her husband goes to the community to sell the milk. In this way, they both generate the income to meet the basic needs of the family.

Rafiqan has applied for a loan from Kiva partner Asasah for her husband’s dairy business. Through the loan, he will buy another buffalo that will help him increase milk productivity and also sales.

Rafiqan is hopeful that through the loan investment, her husband’s business will improve and he will be able to increase his monthly income as well.

Note: In the photo, the lady with a book (called Asasah Passbook) is Rafiqan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 244
    View loans »
    Pakistan Loans Fundraising
  • $13,737,225
    Funds lent in using Kiva
  • 84.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rafiqan's Group's $1,225 loan helped a member to buy another buffalo for their dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 7, 2011
Listed
Apr 14, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2012