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Juntos Podemos Group
In this Group: Jesusa, Matilde, Xioumara, Cleofe, Mery*, Elizabeth*, Walter David, Zenovia, Wilbert, Hilda
* not pictured
The "Juntos Podemos" community bank is located in the district, province and department of Cusco, Peru. One of the members is Jesusa, a 43-year-old mother of four children. She makes a living selling vegetables such as tomatoes, onions, carrots and peppers, among other items. She sells at the Huancaro market, and on Saturdays and Sundays she sells at the San Sebastián market from 7 a.m. until 5 p.m. Jesusa wants to improve and expand her business, and is requesting the loan to purchase all kinds of vegetables. The other members make a living selling fruits, selling handicrafts, running a beauty salon, selling food, and providing transportation services. The members are grateful to those who have made this possible and promise to make their payments in the established time.
View original language description ↓
Los socios pertenecen al banco comunal “JUNTOS PODEMOS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Jesusa; ella es casada y tiene 43 años y 4 hijos; La socia trabaja en su negocio de venta de verduras, ella vende tomates, cebollas, zanahorias, pepinos entre otras verduras, la socia vende en el mercado de Huancaro y los días sábados y domingos vende en el mercado de San Sebastián desde las 7:00 a.m hasta las 5:00 p.m, la socia quiere mejorar y ampliar el negocio de venta de verduras. La socia solicita el préstamo para comprar toda variedad de verduras.

Los otros socios se dedican la venta de frutas, venta de artesanía, salón de belleza, venta de comida y servicio de transporte.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 87
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Juntos Podemos Group's $2,200 loan helped a member to purchase all kinds of vegetables.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 11, 2011
Apr 14, 2011
Currency Exchange Loss:
Sep 15, 2011