Ayitchedote is a group made up of three people, whose president (whose hand is raised) is named Mondoukpè. The group members are friends and live together in the same neighborhood. Born on January 21, 1975 in Adjohoun in the Ouémé district, Mondoukpè has lived all her life in Dangbo in Ouémé. Mondoukpè is married to one Djiman and has four children, all in school. Mondoukpè, along with her husband, takes care of the different household responsibilities. For a dozen years, Mondoukpè has sold gas and, at the same, Mondoukpè sells motor oil not far from her home. Mondoukpè refuels in Nigeria, Benin's neighbor country. This is the first time Mondoukpè has asked for a loan from ALIDé, in order to grow her business and her sales and revenue. In the future, Mondoukpè would like to acquire a parcel of land and build a house.
AYITCHEDOTE est un groupe constitué de trois personnes et dont la présidente (dont la main est levée sur la photo) est nommée Mondoukpè. Les membres du groupe sont des amies et vivent ensemble dans le même quartier. Née le 21 Janvier 1975 à Adjohoun dans le département de l'Ouémé, Mondoukpè vit depuis sa naissance à Dangbo dans l'Ouémé. Mondoukpè est mariée à un certain Djiman et a quatre enfants, tous scolarisés. Mondoukpè assure ensemble avec son mari les différentes charges de la maison. Depuis une dizaine d'année, Mondoukpè fait le commerce de gaz-oil et parallèlement, Mondoukpè vend de l'huile à moteur non loin de chez elle. Mondoukpè se ravitaille au Nigéria, État voisin du Bénin. C'est la première fois que Mondoukpè sollicite un financement auprès de ALIDé, afin d'agrandir son activité et d'accroître son chiffre d'affaire et son revenu. Dans l'avenir, Mondoukpè désire acquérir une parcelle et construire une maison.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.