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Djromahuton12 Group
In this Group: Adjimou Josephine, Ida, Kpodozan, Victorine, Sèdé Célestine, Clémence, K. Victorine
The DJROMAHUTON12 group consists of seven people who all live in the same neighborhood in Porto-Novo (administrative capital of Benin). The group’s representative is Josephine, seen in the photo with her hand raised. Josephine is married to David, a fisherman. The couple has six children, three of them still in their care. All have attended school. Josephine has lived in the district of Houinta, in Porto-Novo, all of her life, and this is where the family now resides. The couple handle together the various family responsibilities.

For the past 10 years or so, Josephine has been selling "akassa" (a local food made from corn starch) from her home. She also sells crabs that she buys at the Ouando market in Porto-Novo.

Josephine has previously obtained one loan from ALIDé, and has repaid it in full. In order to strengthen her business and better meet customer demand, she is seeking another loan. She hopes someday to buy a plot of land to live there with her children.
Le groupe DJROMAHUTON12 est formé de sept personnes qui habitent toutes dans le même quartier à Porto-Novo (capitale administrative du Bénin). La représentante de ce groupe, nommée josephine, est celle dont la main est levée sur la photo. josephine est mariée à un pêcheur du nom de David. Le couple a six enfants, tous scolarisés, dont trois sont à leur charge. josephine habite le quartier Houinta à Porto-Novo depuis sa naissance, où elle vit avec sa famille. Le couple assure ensemble les diverses charges familiales. Il y a une dizaine d'année que josephine mène comme activité la vente d'"akassa" (aliment local fait à base d'amidon de maïs)à son domicile. De façon secondaire, josephine vend des crabes qu'elle achète au marché de Ouando à Porto-Novo. josephine a déjà obtenu une fois de crédit auprès de ALIDé et a bien effectué le remboursement. Dans le but de renforcer son activité et de mieux répondre à la demande de sa clientèle, josephine désire obtenir un autre financement. Plus tard, josephine ambitionne acquérir une parcelle et y intégrer avec ses enfants.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 453.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djromahuton12 Group's $975 loan helped a member to buy bags of corn and baskets of crab.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2011
Listed
Apr 14, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011