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Inkezo Group
In this Group: Doris Sizakele , Loureta Ntombilezi , Tryphina Funani, Nonhlanhla Nelisiwe , Nozipho Goodgirl
Doris is 44 years old and married with five children, between the ages of 14 and 24; three of them attend school. She runs a retail business in Kwa Zulu Natal of Empangeni, South Africa. In the photo she is in green, raising her hand.

She’s been in her business for five years and sells Avon products and cleaning materials door-to-door. She requested this loan through WDB and Kiva to buy cleaning materials. She says that the main challenges to her business are customers who take her products on credit and fail to pay on time. She says that the extra income from this loan will help her have a proper shelter. In future she sees herself having an office at the mall to sell her Avon products and as having employees.

She adds that WDB has helped her so much with the loans and she now sees a future in her life.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $749,500
    Funds lent in using Kiva
  • 6.7
    South Africa Rand (ZAR) = $1 USD