Chepkoech is married with one child aged four years, she herself being 28. She has been in dairy farming for seven years in the Litein area of South Rift, Kenya, producing milk and selling to Brookside Dairies.She specializes in dairy farming but gets additional income from tea as well.
Chepkoech has requested a loan of 50,000 KES to help her put up a zero-grazing unit for her dairy cows. She says she expects her production to improve and make her a major supplier of milk in her area. She believes her dairy produce will be adequate to provide the basic requirements such as education of the children when that time comes.
Chepkoech says their major challenge is scarcity of land to hold a good number of dairy cows. She is glad that farmers can access agricultural loans through Juhudi Kilimo's help
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.