Sok S. O. is a 41-year-old married woman who earns a daily profit by working as a high schoO. teacher in the Baray district of Kompong Tom province. She has over ten years of experience in this sector and earns a formal salary every month. In order to help cover the family expenses, her husband works as a foreman of construction workers in the mobile place, where he gets a daily income averaging $5.20 per day.
Sok S. O. will use her loan to buy a plot of land which is near her house so that she can grow a rice crop or enlarge her house. With the rest of the loan, she will buy construction tools to assist her husband's business. Sok S. O. has only one child who is still studying.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.