The “HUAYCHEÑAS” communal association is starting its first loan cycle with Pro Mujer, as part of the Los Andes regional center. It is composed of eight members, and it is directed by a committee of officers, headed by Claudina. The businesses operated by the members of the communal association are varied; among them are sweater production, food sales, car repair and brake workshop, grocery store, food sales, and vegetable sales.
Claudina reports that this is the first time that she has joined a communal association in Pro Mujer, and she joined thanks to the encouragement of the advisor. Currently, she operates a store in the province that she started in keeping with an aspiration she has had since she was small.
The loan that she will be receiving now is to buy rice, sugar, noodles, etc., which will be used to stock her store. This form of work allows her to generate resources to help support her family, since she is married.
When she is asked what she likes about Pro Mujer, she responds that she likes the system of savings.
La A.C. “HUIAYCHEÑAS” iniciará su primer ciclo en Pro Mujer, como parte del centro focal Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Claudina. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: producción de chompas, venta de comida, taller mecánico y freno, tienda de abarrotes, venta de comida, venta de verduras.
La señora Claudina, indica que es la primera vez que en una asociación comunal en Pro Mujer, ingreso por la promoción de la asesora. En la actualidad ella tiene un negocio de tienda en la provincia que inicio, por la ilusión que ella tuvo desde pequeña.
El crédito que ahora sacará es para la compra de arroz, azúcar, fideo, etc que servirá para surtir su tienda. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.