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Isabel
Isabel is married and has three children aged between 37 and 43. Although she has had her business for many years, with the help of her children and her savings she has revived it by purchasing display cabinets and better stocking it. She now has her loyal customers back.

Isabel currently needs to stock her business a lot more with products that she still doesn't have such as toys, ladies' clothes and stationery products. For this reason, she is requesting her first Kiva loan which she plans to use to increase her working capital. She is certain that her sales will increase because she will be stocking her business during a period when she experiences a good turnover of merchandise. Mothers' Day is approaching and her customers have ordered many items from her. Isabel will organize her products in a way which will draw her customers' attention. This will gain their interest. They will want to buy and they will buy. Isabel's biggest challenge now is growing her business and she is certain that, with God's help and her own efforts, she will be successful. In the meantime, her business has good financial indicators which she must maintain in order to achieve her dreams.
View original language description ↓
Isabel es casada y tiene 3 hijos en las edades D. 37 a 43 años, aunque conoce su negocio hace muchos años, con la ayuda D. sus hijos y con sus ahorros lo ha reactivado porque compró vitrinas, las surtió y ahora tiene nuevamente a su fiel clientela; en la actualidad necesita surtirla mucho más con productos que aún no tiene, como juguetería, ropa para damas y papelería en general, razón por la cual ha acudido a su primer credikiva, con el cual planea incrementar su capital D. trabajo, pues tiene la convicción D. que sus ventas se aumentarán, porque justamente surtirá su negocio en una época D. mucha rotación D. mercancías, porque se acerca el dio D. las madres y sus clientes le han encargado muchos artículos, además D. que ella organizará todos sus productos, D. una manera que impacten la visión D. sus clientes y con ellos el interés, el deseo y la acción D. compra. Su mayor desafío ahora es el crecimiento D. su negocio y ella está convencida que con la ayuda D. Dios y sus esfuerzos D. trabajo lo logrará, mientras tanto su negocio reporta buenos indicadores financieros, que debe sostener para lograr sus sueños.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 499
    View loans »
    Colombia Loans Fundraising
  • $14,958,950
    Funds lent in using Kiva
  • 1,817.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Isabel to buy toys, ladies' clothes and stationery products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 6, 2011
Listed
Apr 13, 2011
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2011