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Mr. Raot Village Bank Group
In this Group: Raot, Ry, Hun, Thea, Ngoem, Sam At, Chaem, Chek, Samit, Srey Net
This village bank loan consists of ten members who will use their portions for different purpoS. to improve their businesS.. Mr. Raot, who was born in 1957, has been selected by the other members to be village bank president. He is a tailor who earns some income to support his family while his wife, Mrs. Nhorn, is a farmer who grows rice on a 1.5-hectare plot of land. They sell part of the rice crop and keep the rest to support their family. In the rice field, they face problems because the soil is infertile. So to improve the rice product, Mr. Raot is asking for a loan to buy fertilizer and gasoline. The couple has two children: one is a seamstress in a garment factory and the other is a student.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 44
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 3,985.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mr. Raot Village Bank Group's $1,925 loan helped a member to buy fertilizer and gasoline for rice farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 17, 2011
May 4, 2011
Currency Exchange Loss:
Mar 30, 2012