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Grace
Grace M. is a mother of three adults and a farmer in the Nkubu area in Central Kenya. She has been farming for ten years producing potatoes, vegetables, carrots, maize and milk and selling them in the local market. Grace has employed one farmhand and relies entirely on farming for her family’s upkeep. She believes finding sources for financial assistance for farming is the greatest challenge to farmers in her area. She believes Juhudi Kilimo loans have done a great service in mitigating this problem.


Grace has requested a loan of 47,250 KES from Juhudi Kilimo to enable her to purchase and insure a dairy cow. She says she is focusing on purchasing more acreage and expanding her farm. She believes steady income from the cow will cater to her family’s needs and make saving possible so she can open her own shop in the future.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 713
    View loans »
    Kenya Loans Fundraising
  • $42,214,325
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Grace to purchase and insure a dairy cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 1, 2011
Listed
Apr 12, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2012