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Ulziinyam is 46-year-old professional seamstress and hard-working woman from Ulaanbaatar, the capital city of Mongolia. She lives with her husband and son in a 'ger', a traditional Mongolian felt tent, in the outer 'ger' district of the city. Her son attends primary school while her husband helps her with her business.

Ulziinyam started running her handmade clothing retail stall at Narantuul, the largest outdoor market in Mongolia, in 2005.

Now her business has grown so that today her working capital is 1,200,000 MNT and she sells her handmade coats in her stall. During these years, she has been successfully improving her living and business with her business earnings. She is requesting a loan of 1,000,000 MNT to purchase materials and she’ll sew coats for spring.

Her 2011 goal is to expand her business with this loan.

Additional Information

About Transcapital

Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.

About Mongolia

  • $5,900
    Average annual income
  • 5
    View loans »
    Mongolia Loans Fundraising
  • $15,401,550
    Funds lent in using Kiva
  • 1,203.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ulziinyam to purchase materials to sew coats for spring.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 28, 2011
Apr 12, 2011
Currency Exchange Loss:
Oct 17, 2011