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Chroeng R. is a 37-year-old woman who works as a professional teacher in the province of Kompong Cham. She earns an average income of $2.50 a day from her current job. Her husband works as a chef and as a rice farmer. This couple is blessed with two children who are still not yet enrolled in school.

Chroeng R. has problems with her house, which has many broken parts, and doesn’t have enough money to repair it. In order to solve this problem, Chroeng R. has requested a loan to repair her broken house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 320
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • 3,965.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Chroeng to repair her broken house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 17, 2011
May 1, 2011
Currency Exchange Loss:
Feb 15, 2012