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Sim T., 52, is a widow who stays at home to manage her household doing such things as cooking meals, washing clothes, cleaning, and managing cash flow.

She doesn’t have a life partner as she has been divorced from her husband for many years. She currently lives with six children, four of whom are single and two of whom are married. Two of them have jobs as sewing workers and receive a monthly salary. Sim T. often depends on her employed children.

Recently, Sim T. has had a problem with her living condition as her house is broken down and it is not safe to live in. Because of this, Sim T. would like to request a loan in order to build new house. With the rest of the funds, she will have a well dug for her family to use.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 58
    View loans »
    Cambodia Loans Fundraising
  • $38,705,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sim to build new house and dig a well for her family.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 17, 2011
May 1, 2011
Currency Exchange Loss:
Mar 17, 2012