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Esmeraldas Yasmin
The Communal Bank “Camino al Progreso” (Road to Progress) meets every fifteen days in the canton of Montecristi. This place is known for its rich pre-colonial culture and its handicrafts that have been recognized on a national and international level. It is also where the famous Panama hats are made.


One can meet Sra. Yasmin in this place. She is 41 years old, married, and has two children (ages 19 and 13). The older child is studying at the university while the younger one is in high school. Both of them live with her. Her husband is a fish merchant.


Yasmin sells all types of clothing door-to-door as well as through orders. She works three days each week, mostly in the mornings because the weather is much cooler. Yasmin offers her products on credit and collects payment every fifteen days. Her merchandise is brought in from Guayaquil by her niece. Yasmin says that she started her business thirteen years ago with the first loan she received from the Communal Bank. She thanks God that she has done very well.


This loan will be used to buy more merchandise such as trousers, blouses, shirts, and children’s clothing. She has been with the Communal Bank since the beginning and enjoys having access to the loans for her business.


Her dream is to continue growing her business.

View original language description ↓
EL Banco Comunal Camino Al Progreso se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a la señora Yasmin, tiene 41 años de edad, está casada y de esta relación tienen dos hijos de 19 y 13 años, el mayor estudia en la Universidad y el menor en colegio, ambos viven con ella. Su esposo es comerciante vende pescado.

Ella se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta, también vende bajo pedidos. Trabaja tres días a la semana más que todo por las mañanas ya que a esta hora el ambiente es más fresco. Ella deja los productos a crédito y cobra cada quince días. Su mercadería le trae una sobrina desde Guayaquil, nos cuenta que empezó su negocio hace 13 años y que lo hizo con el primer crédito que recibió del banco y que gracias a Dios le ha ido muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde el inicio y le gusta porque gracias a los créditos ella tiene su negocio.

Su sueño es seguir incrementando su negocio.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Esmeraldas Yasmin to purchase trousers, blouses, shirts, and children’s clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2011
Listed
Apr 15, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011