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Flerida Lucia
The Communal Bank “Camino al Progreso” (Road to Progress) meets every fifteen days in the canton of Montecristi. This place is known for its rich pre-colonial culture and its handicrafts that have been recognized on a national and international level. It is also where the famous Panama hats are made.


One can meet Sra. Flerida in this place. She is 35 years old, married, and has two children (ages 7 and 4). The older child is in school. Her husband is in the military. Flerida has a business degree.


She sells all types of clothing door-to-door, but most of her sales are conducted from her home where she has a small shop with display cabinets. Flerida also generates sales from orders submitted from her customers. She works every day from 9am to 6pm. Flerida offers her goods on credit and collects payment every fifteen days. Her merchandise is purchased in Guayaquil, but she also travels as far as Ipiales (Colombia) and Huaquillas (Peru). She says that she has been in this business for 15 years.


This loan will be used to buy more merchandise such as trousers, blouses, shirts, and children’s clothing. She joined the Communal Bank when it first started 13 years ago and enjoys being part of the group. Her dreams include having a larger store where she can sell her products.

View original language description ↓
EL Banco Comunal Camino Al Progreso se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a la señora Flerida, tiene 35 años, es casada y de esta relación tienen dos hijos de 7 y 4 años de edad, la mayor estudia en la escuela. Su esposo es militar. Ella es Ing. Comercial.

Se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta aunque la mayor parte de sus ventas las realiza en su casa donde tiene un pequeño local con vitrinas, también vende a base de pedidos que le realizan sus clientes. Trabaja todos los días desde las 9h00 hasta las 18h00, deja a crédito y cobra cada quince días. Su mercadería compra en Guayaquil y también viaja hasta Ipiales (Colombia) y Huaquillas (Perú), nos cuenta que lleva en su negocio 15 años.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde el inicio hace 13 años y le gusta por la unión que hay en el grupo.

Sus sueños es tener un almacén grande donde pueda vender sus productos.

About Ecuador

  • $10,600
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $24,293,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Flerida Lucia to purchase trousers, blouses, shirts, and children’s clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 31, 2011
Listed
Apr 17, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011