Fuerza Trabajadora (Cuenca) Group
Sra. Nora S. lives in the District of Todos Santos in the city of Cuenca. She is 33 years old, in a common law marriage, and has three children (ages 14, 13, and 4). The first child is in high school, the second child attends a school in the city, and the last child is in pre-kindergarten. Her husband works as a waiter. They do not own a home, so they live in a rental property.
Doña Nora sells fast food such as hot dogs, hamburgers, fries, and other items. She has been in this business for four years and works Monday through Saturday, but only in the afternoons. Nora has also been selling cosmetics from the Yanbal line for five years. In her cosmetics business, she does not have specific days or an established schedule by which she works.
This is the first loan she is receiving from the Communal Bank after being invited by her sister, who is also an active member. The money from her loan will be invested in the purchase of cosmetics and supplies for her fast food business such as bread, meat, sausages, potatoes, sodas, and other items.
Her dream is to have her own home.
La Señora. Nora S. vive por el sector de Todos Santos en la ciudad de Cuenca. Tiene 33 años, vive en unión libre y ha concebido 3 hijos de 14, 13 y 4 años de edad, su primer hijo estudia en el colegio, su segunda hija en una escuelita de la ciudad y su ultimo hijo está en el pre kínder. Su esposo labora como mesero, no tienen casa propia por lo que viven arrendando.
Doña Nora vende comida rápida (hot dogs, hamburgesas, papas fritas, etc.), se dedica a esta actividad hace 4 años y labora de lunes a sábados solo por las tardes. También vende cosméticos de la marca Yanbal hace 5 años,en esta actividad no tiene ni día ni horario fijo.
Este es su primer crédito que realiza en el banco comunal al cual fue invitada por su hermana quien es socia activa del mismo. El dinero de su crédito lo va a invertir en la compra de cosméticos y productos para su negocio de comida rápida como: pan, carne, salchichas, papas, colas, etc.
Su sueño es tener casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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