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Jose Ariel
José is 31 years old and single. He was born in Pueblo Nuevo in the town of Estelí. He studied industrial engineering and for the past two years has owned an internet cafe in Pueblo Nuevo. He started this business because he needed to work, but didn't have a formal job. He first started a small store where he sold juices, sweets, snacks and then he added cell phone recharging and computer internet services. He did all this with his own working capital. He was 27 when he started his internet cafe and international calling business. Today he has two employees that help him wait on customers. The majority of his customers are high school students and people from the surrounding community.

He is requesting a loan to buy 3 new computers as this will help him to offer better service, attract more customers and give his business a better presentation. In the future he would like to buy more computers and increase then number of telephone booths for international calls. His goal is to have a computer training center and offer classes to the youth of Pueblo Nuevo and contribute to the development of this rural community. This way he will also be able to put into practice what he learned in the university.
View original language description ↓
José, tiene 31 años de edad, es soltero nacido en Pueblo Nuevo municipio de Estelí, estudio Ingeniería Industrial, actualmente es dueño de un cibercafé, en Pueblo Nuevo lleva dos años en este negocio. Inicio en este negocio por la necesidad de trabajar pues no tenia un trabajo formal. Primero empezó con una pulpería donde vende jugos, galletas ,snacks y agrego un servicio mas que es el de recargar minutos en los celulares y el servicio de internet en las computadoras lo hizo con capital de trabajo propio, el tenia 27 años cuando puso este negocio de llamadas internacionales y servicio de internet café, hoy en día tiene dos personas que le ayudan a atender a los clientes pues la mayoría de su clientela son estudiantes de secundaria y personas aledañas a la comunidad.
El solicito el préstamo para comprar 3 computadoras nuevas, pues esto le ayudara a dar un mejor servicio, atraer mas clientes, darle una mejor presentación a su negocio. En el futuro le gustaría incrementar más el número de computadoras y cabinas telefónicas para llamadas internacionales. Tiene como meta tener un centro técnico de computación para dar clases de computación a los jóvenes de Pueblo Nuevo y contribuir con el desarrollo rural de la comunidad y así mismo poner en práctica lo que aprendió en la universidad

About Nicaragua

  • $3,636
    Average annual income
  • 117
    View loans »
    Nicaragua Loans Fundraising
  • $23,724,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jose Ariel to purchase 3 new computers for his internet cafe.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 2, 2011
Listed
Apr 12, 2011
Currency Exchange Loss:
N/A
Ended:
May 15, 2012