Solidario Betzabe Group
This group consists of the following three women:
Maria Guadalupe is 19 years old, married, and has one child. For the past three years, she has been managing a store where she sells basic food products. She says that she needs a loan to buy merchandise for her store because there is great demand from her customers. Maria needs capital in order to work and increase her earnings.
Marta B. is 24 years old and has one child. She sells snow cones and fruits, but she also has been offering tamales at the market in her community for four years. Marta is requesting a loan to buy spices for flavoring the tamales. She is also in need of operating capital because she has recently experienced more demand from her customers.
Margarita C. S. is 42 years old, married, and has six children. She and her husband have been growing tomatoes and chili peppers for more than 20 years. Margarita says that these crops require a great amount of attention and compost. She helps her husband with growing these crops. Once the tomatoes and chili peppers are harvested, she sells them by the case at the market. She says she needs this loan to buy more seeds to store for moments when seeds are scarce and she is not able to buy them. Margarita will also buy compost to fertilize her crops so that they will develop well.
Marta B., D. 24 años tiene un hijo y se dedica a la venta D. granizadas y frutas tambien venD. tamales en el merado D. su comunidad desD. hace 4 años,ella solicita el credito para la compra D. especies para elavorar tamales ya que por lo mismo nececita capital para trabajar ya que en los ultimos dias a tenido mucha demanda D. sus clientes.
Margarita C. S., D. 42 años ella tiene 6 hijos y es casada se dedica a la siembra D. tomate y chile pimiento junta mente con su esposo desD. hace mas D. 20 años nos cuenta que nececita mucho cuidado con la siembra y el abono ella ayuda a su esposo con la siembra y cuando hay cosecha ella venD. el tomate y el chle por cajas en el mercado nos cuenta que nececita este credito porque nececita comprar mas semillas para almacenar porque a veses se escasea y es cuando no pueden sembrar y tambien para comprar abono para abonar la siembra para que desarrolle bien.
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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