Mi Buen Jesus Group
Benita García is 52 years old. She doesn't have any dependent children and lives with her husband Eliodoro Corea. They own their own home and this is where Benita has her small grocery store where she sells general groceries and soft drinks. She has had her store for one year and will invest her loan in her business as she would like to expand it so that she can stock more merchandise.
Karen Yaqueline A. is a young woman of 21. She is single and lives with her two siblings in Morazan residential development, in San Lorenzo. Karen has been selling cosmetics in the neighborhoods and residential developments of San Lorenzo for 18 months. Her biggest customers are the teachers in the local schools. She sells her products for cash and on credit. She will use her loan to buy perfumes and creams.
Santos Isabela F. is 48 years old. She is a single mother and has two children. Santos lives in a family member's home in Buena Vista Sur residential development, in San Lorenzo. Santos' business is selling used clothing. She sells her clothing in neighboring villages and has the help of her son. She makes her sales from Monday to Saturday. Santos will use her loan to buy used clothes. She has a lot of orders for shorts and t-shirts for going to the beach during Semana Santa (Holy Week).
The fourth member of the group is Lidia Yesenia C. L. who is 36 years old, married, and has two children. They live in the Panchita residential development which is where Lidia has her business selling sweets, breakfasts and lunches. She has a lot of customers as her meals are delicious. She will use her loan to buy vegetables, meat, beans, rice, butter, fish, shrimp and everything she needs to prepare her meals. Her goal is to grow her business in order to make more profits.
Esta es la historia de doña Benita García quien tiene 52 años de edad, no tiene hijos que dependan de ella vive con su esposo el señor Eliodoro Corea, tienen casa propia y aqui es donde tiene su pequeña pulperia en donde vende abarroteria en general y refrescos, este negocio lo tiene desde hace 1 año, el credito lo utilizara para invertirlo en su negocio ya que desea ampliarlo para poner mas mercaderia.
La joven Karen Yaqueline A. tiene 21 años de edad, esta soltera y vive con sus dos hermanos en la colonia Morazan de San Lorenzo, Karen se dedica desde hace 18 meses a la venta de cosmeticos en los barrios y colonias de San Lorenzo, sus mayores clientes son los maestros de las escuelas. vende su producto de contado y al credito.
el crédito lo utilizara para la compra de perfumes y cremas.
la sra. Santos Isabela F. tiene 48 años de edad, es madre soltera de dos hijos, Santos vive en la casa de un familiar en la colonia Buena Vista Sur de San Lorenzo.
Santos Se dedica a la venta de ropa usada clasificada, esta ropa la sale a vender a los pueblos cercanos de San Lorenzo y tiene la ayuda de su hijo varon, sus ventas son de lunes a sabado, el credito lo utilizara para la compra de ropa usada clasificada, le han encargado muchas calsontas y camisetas para ir a bañar a la playa en semana santa.
Y como cuarto integrante del grupo la señora Lidia Yesenia C. L. quien tiene 36 años de edad, esta casada y tiene 2 hijos, viven en la colonia residencial Panchita, ahi tiene su negocio que es la venta de golosinas, desayunos y almuerzos.
tiene muchos clientes ya que el sabor de sus comidas es muy exquisito.
el credito lo utilizara para la compra de verduras, carnes, frijoles, arroz, manteca, pescado, camarones y todo lo que necesita para prepar sus comidas.
su meta es hacer crecer su negocio para obtener mayores ganancias.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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