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Nao's Group
In this Group: Nao, Oem, Chhem, Samrith, Vit, Chea, Soy, Chea, Chea, Phal, Sou, Luy, Son, Mann, Men, Ken
This village bank loan consists of sixteen members. Mrs. Nao, who was born in 1966, is the village bank president. She was selected to be the village bank president by the other members.

Mrs. Nao is a widow with four children: two are seamstresses in the garment factories while the others are students and also support their mother by farming.

Mrs. Nao is a farmer. She owns a plot of land, which she uses to grow bananas and potatoes for a living. She doesn’t have enough money to grow her crops, so she decided to ask for a loan to buy fertilizers for cultivating bananas. The rest of the loan she will use for growing potatoes.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 3,965.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nao's Group's $2,975 loan helped a member to buy fertilizers for cultivating bananas and potatoes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 16, 2011
May 4, 2011
Currency Exchange Loss:
Feb 25, 2012