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Mrs. Phum E., 58, is a widow and lives with her four children in a part of Siem Reap province, Cambodia. She stays at home cooking food for her children, while one of them works moving earth bought from the people in his arE. and resold for a good profit, earning about $8/day in revenue. Another one of whom is employed at a factory making $2 each day and the rest of them are unemployed. Mrs. Phum E. hopes to use this loan to purchase a loading tractor for her son so that it will make his business of transportation much further faster and easier. (Her son is pictured with the loading tractor he plans to use for his business.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,510,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phum to purchase a loading tractor to assist in moving earth.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 8, 2008
Dec 25, 2007
Currency Exchange Loss:
Aug 15, 2009