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Noreen's Group
In this Group: Noreen, Elizabeth, Rubaiqa, Parveen
Noreen is a very supportive lady. Along with her household responsibilities, she also operates a sewing business. She receives orders from neighborhood clients and fulfills them on time to earn profits for her family. She is married to J. M. and has four children. Three of them are studying while youngest one is only 5 years old and has not started getting an education yet. Her husband sells wheat and cotton. Her brother-in-law also lives with her family. He is 26 years old and in the same business as J. M..

Noreen has applied for a loan from Kiva's partner, Asasah, to improve her sewing business. With the loan, she will buy a new sewing machine that will help her complete her work in less time and produce good quality clothes. She has been in her business for the past eight years and is very confident that an investment will be productive for her business and take her business to a more profitable position.

Noreen lives in Khanewal, which is a small city in Punjab, Pakistan, known for its agricultural industry. She has been living in the Marzipura area in a two-room brick house with her family for the past 20 years. In the photo, the lady with a book (an Asasah passbook) is Noreen.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 303
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 84.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noreen's Group's $775 loan helped a member to buy a new sewing machine for her sewing business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 11, 2011
Currency Exchange Loss:
Apr 15, 2012