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Luy S. has been living in Kompong Cham province, and selling Khmer noodles. She typically earns around $1.33 in profits each day. She was a widow, then she re-married, but she is now divorced from her husband. She lives with her two young children, who are enrolled in school. Luy S. is worried about her old house, and she does not have enough money to build a new house. In order to deal with this issue, she is requesting a loan from Kiva through HKL to construct her new house.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 57
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Luy to construct her new house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2011
May 1, 2011
Currency Exchange Loss:
Mar 17, 2012