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Javier Isaias
Javier is a cheerful man of 43 that has a business selling merchandise in a shopping district in the city of Barranquilla. He started his working life when he finished high school and got a job as an assistant in a watch shop even though he didn't know the profession. There he received all of his training. His managers recognized his interest and inclination for this job so they connected him with a cooperative of watchmakers, mechanics and electricians. He worked this way for 5 years. During this time he met his wife and today they have three children between the ages of 10 and 20. They are very proud of their children and work very hard to provide for their well-being. Twenty years ago he decided to start working independently and opened his own business while he continued his training. Today, in addition to offering watch maintenance and repair services, he has a steady stream of customers from the jewelers in the district. He also sells watches and jewelry.

Javier has had two loans with Fundación Mario Santo Domingo which he has used to expand his infrastructure and improve his showroom by buying two showcases. Now he is applying for a Kiva loan so he can buy watch accessories and spare parts to upgrade his supplies and meet the demands of his customers.
View original language description ↓
Javier es un hombre jovial de 43 años que tiene un negocio de mercancía en un lugar muy comercial de la ciudad de Barranquilla; su vida laboral inició una vez finalizaron sus estudios de bachiller y se empleó como auxiliar de una relojería en un taller aunque no conocía el oficio; allí recibió todo su aprendizaje, razón por la cual sus jefes al verle su interés y buena disposición en esta actividad, lo vincularon a una cooperativa de relojeros, mecánicos y electrónicos; así fue como trabajó durante 5 años, época en la cual conoció a su cónyuge con quien hoy tiene tres hijos en las edades de 10 a 20 años, de los cuales se siente muy orgulloso y por ellos se esmera en seguir produciendo ingresos para lograr su bienestar. Hace 20 años cuando decidió independizarse emprendió su propio negocio y continuo capacitándose, por eso hoy además de ofrecer el servicio de mantenimiento y reparación de relojes, donde cuenta con clientes fijos entre los joyeros del sector, también vende relojes y joyeria en general.
Javier ha recibido dos créditos con la Fundación Mario Santo Domingo con ellos ha ampliado su infraestructura y ha mejorado la exhibición con la compra de dos vitrinas exhibidoras, ahora está aplicando a su credikiva con el cual comprará relojes accesorios y repuestos para modernizar su oferta y responder a la demanda de sus clientes.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 176
    View loans »
    Colombia Loans Fundraising
  • $13,225,875
    Funds lent in using Kiva
  • 1,827.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Javier Isaias to buy watch accessories and spare parts to upgrade his supply.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 6, 2011
Listed
Apr 10, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012