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Pamba Group
In this Group: Roman, Nuru, Mariam , Mariam, Tabia, Adija, Siwema, Fatuma, Kuuthumu, Aruwe*, Aserwa, Zuhura, Meriana, Ayubu, Mwanja, Flora*, Adija
* not pictured
Romana J. is in her early 30's and is married with 3 children. She has two businesses, a pool table (hall) and a cow for milk. She has had these businesses for 2 years. She works from 10:00am to 10:00pm daily and is able to make a good monthly profit.

This will be Romana's third loan from Tujijenge Tanzania. She used the previous loans to go and collect her cow outside Dar es Salam. She also made some repairs on her pool table and has paid back her loans successfully. She hopes for a loan to make some repairs on her house. Her dream is to one day buy more cows and sell a lot of milk.

Romana will share this loan with her loan group "Pamba", which has a total of 17 members. The members of the group will hold each other accountable in paying back their loans.

In the picture, Romana is in the second row, second from left in an orange dress.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tanzania

  • $1,900
    Average annual income
  • 47
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,504.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Pamba Group's $4,000 loan helped a member to make repairs to her house.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 8, 2011
Apr 8, 2011
Currency Exchange Loss:
Sep 22, 2011